Digital banks have become increasingly common in Brazil. They offer most of the resources of traditional banks, but without the possibility of going to a branch to solve bureaucracy, queues or a simple problem. Therefore, it is worth knowing what your options are and if any of them suit your profile and needs. To help you, we are no different from today’s major digital banks.
They can be especially beneficial for those who want to earn extra income. When you work at home If you want to earn money then have an account with a digital bank. This can be your best option. Finally, you can solve everything online or by implementing a bank, which we mentioned earlier, apart from the lack of bureaucracy. .
If you are curious to know which are the main digital banks to consider, just consider our suggestions. The complete list is below!
Table of contents
- 1. Nukota
- 2. Agbank
- 3. Inter
- 4. Pag!
- 5. Neon
- 6. Sophisa Direct
- 7. Next
- 8. Social Bank
- 9. Modal Bank More
- 10. Original
- Do you like main digital banks?
To start our list, let’s talk about NuConta, which is basically a Nubank digital account. There is no fee, which allows unlimited and free transfers to other banks. However, it is the only one in the list of the best digital banks with no withdrawals.
It is possible to withdraw with a Nubank credit card, but the rate is simply not worth it. In addition, NuConta does not depend on credit cards. For example, you can have a NuConta and not a Nubank card.
Ticket deposit is also free and can be made from R $ 20.00. Although more limited, NuConta operations, such as incoming or outgoing transfers, are usually computed immediately. Click on the link to learn more about Nubank Digital Account.
Another well-known digital account, Agibank also does not meet the account maintenance fee. On the other hand, their other free services are more limited.
While transfers between Agibank accounts are free, account holders can do up to 4 TEDs per month for free. With regard to cash withdrawal, it is possible to withdraw money at ATMs 4 times a month and at lottery stores 2 times without paying the fee. Deposit per ticket is also limited, which allows you to generate a maximum of 10 free tickets per month.
Agibank offers credit and debit cards to its account holders. Learn more about Agibank by following the link.
In our list of the main digital banks in the country, Inter is one that cannot be missed. The digital account does not charge for its services. That is, you have unlimited and free withdrawals and transfers available through the application. In addition, you can issue vouchers for free submission.
It also provides a complete platform that allows you to invest, insure and request a loan or financing.
Its only drawback is not to give credit card to the account holders. If you were curious, you can get more information about Inter through the following link.
Another digital bank which also does not charge maintenance fees. Like the next, Pug offers credit or debit cards to its account holders.
If you have other accounts, you may also be interested in Pug, as it offers free and unlimited TEDs, as well as the possibility of receiving receipts for deposits for free. You can check more through the link.
Interesting digital bank for those using Siri voice commands, as it has compatibility with the virtual assistant of iPhone and iPad.
Neon Bank has no maintenance fees and has two types of accounts: Standard and Neon +. To use Neon +, simply make 10 purchases with a digital bank debit card.
When you activate Neon +, you get unlimited free transfers. Neon does not offer a credit card and charges ATM withdrawal. See more about Neon via the link.
- SOPHISA DIRECT
Sophisa Dior is a leading digital bank in Brazil. The platform allows you to ted and deposit for unlimited receipts: the amount must be more than R $ 30. It has only limit withdrawals, limited to 4 free withdrawals per month.
Sofisa Dero offers only one credit card, which also allows you to make withdrawals described above. The platform also allows you to invest, as we saw in the original and Banco modal Mais. Learn more about Sophisa Dior through the link.
Digital account volume offered by Bradesco. Next offers three types of accounts, one of which is free.
With this, you can buy debit and credit cards. It also has a built-in finance manager, which allows you to better manage your budget. Next is also a fixed income investment option, however, its profitability is lower than that of savings, and is not recommended for investors.
It is also worth noting that Next only allows one transfer per month to other banks. The following customers can transfer money to each other for free. You can see it through more links.
- SOCIAL BANK
Among the best digital accounts in Brazil, Social Bank is the most keen. Out of this list, he is the only one who allows him to give loans to other account holders with a return of 2% per month.
In addition, it also does not charge a monthly maintenance fee and free internal transfers. However, DOC and TED are charged.
The social bank also offers a card for shopping. It acts as a credit card, but charges the account directly, which makes the account a bit confusing. If you want to verify everything in its entirety, just check more on the link.
- MODAL BANK MORE
One of the best digital banks in Brazil. Without maintenance fees, Banco modal money is very beneficial, as it provides free transfer services, as well as withdrawals. There is also no limit on the number of free withdrawals and transfers.
It is worth remembering that, when made by an investment broker, you now have access to the platform, reducing the need to transfer funds to invest in other methods such as Tesoro Direct, CBD, LCI and LCA .
On the other hand, there is no credit card and bank operations are generally slightly longer than normal, something that other digital banks do not have.
Get to know the Banco modal money and its current account modality via the link.
Unlike most of the best digital banks on this list, Basic is a digital account aimed at high-income people. It is one of the few to charge a maintenance fee for example.
On the other hand, you have unlimited withdrawals and free transfers. Also issues debit and credit cards for purchases and withdrawals at basic ATMs.
In addition, the digital account gives you access to an investment and insurance platform, which is ideal for investors. You can check more through the official website.
DO YOU LIKE MAIN DIGITAL BANKS?
Did you take advantage of our list to know some of the main digital banks along with our list? So do not leave your comments telling us what you think of these options and if there are others you would like to recommend.