You want to build your house, start your own business and buy clothes for your children, but the money is no longer enough. You urgently need someone’s help, you may say to yourself, my brothers couldn’t help me, because it’s a lot of money, but could the bank finance my credit ? What can I do, what are the requirements that I must meet?
We know how you feel, that’s why we want to help you achieve your dreams and goals, it’s just a matter of you keep reading. You will be interested in what we offer you, it is about the solution to your problems.
The universal bank offers a wide range of opportunities within them stands you can open your own bank account. Either through private or public banking, which can be savings or current, through your debit or credit cards .
Of course you can through them check your transactions in a traditional way, going to the bank or from your home online . All these have and offer great benefits and the comfort of your needs.
But within these there is one that adapts to your particular need, and it is nothing more than obtaining a credit card . With the novelty that is for the stores.
What is a store credit card?
It is a service provided by department stores, which consists of offering you a credit card from their store . To offer you through it, its products without having to cancel them at the time, but rather, the purchased merchandise will be financed.
You cancel the installments, they also give you a percentage of annual discount, everything will depend on how you handle your billings. And sometimes these stores offer the customer refunds, discounts and others, all of these to earn you the good reputation of being one of their customers.
Like any good buyer, you must know how to handle the cancellation of your billing, so you must have good control of the use of your store credit card . These are very valuable and we want to continue enjoying their benefits, that is why you can be a good customer, if you cancel all of your debt.
During the first period of your billing, you will have great rewards for you, for your purchase you will enjoy not having to pay high interest rates.
Therefore, use your credit sparingly in a strategic way, that is, do not allow debt after debt to be billed, rather one debt at a time. everything will depend on you. Now, if you need to make large purchases, start saving, that is, make your purchase as if you were going to cancel it at the moment, in cash.
Application and requirements to obtain a store credit card
It is very simple, you just have to go to the store or online that offers this service and proceed to request it . There is a great variety, such as the one offered by the Amazon card, others also recognized are: REDCARD, Costco, Best buy, Lowe’s, among others that are within your reach.
To acquire the store credit card you want, of course you must be of legal age, have a bank account. You must have a good handling of transactions , and a clean record in terms of credit management is concerned.
Next, and fill out the application with your information such as: full name and surname, number of your identity card, number, address. So you can create an account.
If you have a car, you must provide the basic information about it; like the data where you work and give true proof of it. On the other hand, if you have a house or apartment, inform the conditions of the house, as well as the city and state where you reside.
