The guide with everything you need to know about one of the most used payment systems in the world.
“The simple and safe solution to pay and get paid”. PayPal’s slogan summarizes in a nutshell the philosophy of an application that has been hugely successful. PayPal , in fact, arises from the need to make purchases and send or receive money , without having to enter your Iban or credit card number each time. In practice, PayPal gives the possibility to make purchases in a few clicks, without having to share your bank details with a multitude of sites and applications. A winning idea to say the least and which over the years has seen millions of people join Paypal. Currently, you can use PayPal to buy on major e-commerce sites, but also circuits that sell concert tickets, online bookstores and many other shops accept PayPal.
In practice, we are talking about a universal payment service , not surprisingly used by more than 200 million users. Also, you can transfer money to friends or receive it. Registering with PayPal is free , as are online purchases or sending money (if done in euros). You pay a small commission if you are the one who receives money or sells something for payment via PayPal. Finally , this system offers guarantees in case of online purchases . If you do not receive what you have bought, or the goods that arrive at home are different from what you ordered, PayPal will refund not only the goods but also the shipping costs. In short, a real insurance for online purchases at no cost.
- How to open a PayPal account
- How to link a bank account or credit card to PayPal
- The PayPal prepaid card
- How to use PayPal
How to open a PayPal account
As mentioned, making a PayPal account is totally free , what we hadn’t said is that it takes just a few minutes to activate it. By connecting to the Paypal site, click on Open an account for free and choose the Personal account option (the Business account option is for those who have an activity and must issue an invoice). A screen will open where you will need to enter your personal data, your email and choose a password. The latter will be the password you will use to make payments via PayPal and which protects your account information, so choose one that is difficult to guess, but easy to remember. Once this step is completed, a new screen will open where you will need to enter your latest personal data and your mobile number.
At this point you must have received an email with a link in the mailbox you indicated when registering your account on PayPal . Click on it to confirm your email. Now log into your PayPal account, which will now be active, and click on Confirm mobile number. You will receive an SMS with a code. Enter this code in the appropriate tab and you will also have verified your mobile number. Now all that’s left to do is link your PayPal account to a current account or credit card (even prepaid).
How to link a bank account or credit card to PayPal
To complete your PayPal membership , we need to match a credit card , even a prepaid one, or a bank account to the account. Here, too, the process is very simple. Click on Link a card or Link a bank account. In the first case you will be asked to enter your card number and CVV code (the last three numbers behind the credit card); in the second case you will have to enter your Iban.
Once this is done, you will need to confirm these details, so that PayPal knows that you are really the owner of the current account or credit card. For the credit card you will be temporarily charged a small amount and in the description you will find the words PayPal or PP followed by a code. That code must be entered in the Confirm card section. The same procedure will take place for checking the current account.
Don’t have a bank account or credit card? Don’t panic, keep reading our article because PayPal also offers a prepaid card, let’s see how to get it.
The PayPal prepaid card
If you don’t have a credit card or checking account, you can get a PayPal prepaid card . All you have to do is go to a Lottomatica tobacconist’s or Lis Card office with an identity card, social security number, email and telephone number.
The card will be provided to you immediately and all you have to do is activate it via the web. At that point you can connect the card to your PayPal account and load it through PayPal itself or by cash in the Lottomatica receivers. The card is part of the MasterCard circuits and can therefore be used like a normal credit card.
How to use PayPal
Once your PayPal account is activated you are ready to use it. To make purchases on e-commerce sites, all you have to do to pay with PayPal is to click on the platform icon and enter your email and password: payment will be made via a PayPal account, with all the guarantees we have illustrated. , in case the delivery does not take place or the purchased product proves to be defective.
To send money to someone via PayPal instead, log into your account, click Send and Request, and then click Send Money to Family and Friends. At this point all you have to do is enter the amount and the email address of the person you want to send the money to. Obviously,. Obviously, you can do all this from your PC or, by downloading the app, from the comfort of your mobile.
