How Does Klarna Make Money.Klarna is an online payment company founded in 2005 in Sweden that allows you to pay your purchases in three monthly installments at no additional cost. In order to pay with Klarna it is necessary that the site and / or e-commerce in which you filled your cart, at the time of payment, rely on this system that is easily recognizable at check-out thanks to the presence of the logo with black writing. “Klarna” on a pink background.
If you love shopping online, you will surely have noticed that often, when you are asked which payment method to choose, there is also the possibility of dividing the entire amount into three monthly installments without interest and hidden commissions . All by relying on Klarna .
- What is Klarna
- How Klarna works
- Klarna Reviews
What is Klarna
Founded in Stockholm, Sweden, in 2005, Klarna was born with the aim of simplifying online shopping by offering the possibility of paying the total amount in installments, in the manner – as their slogan says – as smooooth as possible. The aim is in fact to make the payment by installments extremely simple, without costs and commissions.
On the Klarna website, we read that over 2 million transactions are made every day.
How Klarna works;How Does Klarna Make Money;
The operation of Klarna is very intuitive: at the time of checkout if you see the possibility to pay with this system, all you have to do is select it to see your purchase deferred in three installments.
We summarize below the basic steps of how Klarna works and how the split payment in three installments takes place without charges:
- you must have a debit or credit card
- the first payment is charged when the seller confirms your order (usually on the date of shipment) or directly at the time of the order. The next 2 payments are automatically debited 30 and 60 days after the 1st payment. If you download the Klarna app you will be able to monitor everything, otherwise you will still receive an email;
- Payment in installments does not involve any extra costs or any other fees, but it is important to respect the payment date (eg making sure you have the money in the account), otherwise you may be charged some costs.
Klarna refunds in case of return of goods or order cancellation.
PLEASE NOTE: our guide does not replace the conditions offered by the individual stores that rely on Klarna therefore, before choosing the payment in installments, we always recommend that you read the communications on the site you have chosen for your purchases.
