Card N26: what it is and how it works

Carta N26 is an online account characterized by extreme security and ease of use, managed by a German mobile bank founded in 2013. The online bank is part of the German financial system and, despite not having physical locations, it allows the withdrawal of money at the counter in all the world.

Precisely for this reason the N26 card is particularly appreciated by those who travel frequently.

Opening an account on N26 is very simple. First, you need to download the dedicated app , available on both Android or iOS operating system.
At this point, simply follow the instructions and in a few minutes the account is active .

The account has a German IBAN that starts with DE, and is free of charge except for those with an average annual deposit of over € 5,000; in that case, a fee of € 34.20 per year is applied. Deposits are guaranteed up to € 100,000.

N26 provides a MasterCard (debit card) without exchange fees. With an N26 account, you can make and receive transfers quickly and withdraw money from ATMs around the world.

The N26 prepaid card guarantees zero-cost transactions , security and continuous accessibility to the account: bank transfers and checks are made directly through the app, for fast and safe operations even on the move.

Also from the app, you can also set the payment and withdrawal limits , block or unblock the card and change the PIN.

The N26 account uses the Mastercard SecureCode to prevent fraud in online purchases. Every operation, withdrawal, debit or payment made are reported by notification.

Again as regards security, in the event of loss, it is possible to block the N26 card quickly and easily with a click. With the same procedure it is possible to reorder it or open it.

The login to the account is also allowed by fingerprint or facial recognition.

CARD N26: TYPES

The accounts of bank N26 are two, personal and business .

The personal account has three different types of proposals:

  • N26: free, it provides a MasterCard that can be used for unlimited payments and withdrawals from all ATMs in the world with a 1.7% commission, only on foreign currency. Payments are free in any currency.
  • N26 You: it costs € 9.90 per month and allows free withdrawals in euros from all ATMs. It is the ideal card for frequent travelers: payments, as well as transfers and withdrawals in foreign currency are in fact free of charge via MasterCard. The account also offers an insurance package managed by Allianz, as well as numerous discounts and offers from exclusive associated partners.
  • N26 Metal: it costs € 16.90 per month and provides the MasterCard Metal circuit card. Payments and wire transfers are free, also in foreign currency, and insurance is provided against theft of the phone, travel and maximum protection on purchases. N26 Metal also offers promotions and discounts on exclusive partner companies and dedicated customer support.

The N26 Business account is free and designed for the needs of companies. A cashback of 0.1% on all purchases made by card is recognized. Withdrawals with the Business Card are free and unlimited from all ATMs, except for withdrawals in foreign currency, where a 1.7% commission is applied.

Bussines packages are two:

  • N26 Business: the MasterCard Business is granted, it is free, without any monthly fee and allows withdrawals in euros from ATMs. The cashback is 0.1%.
  • N26 Business You: it costs 9.90 and supplies the MasterCard You and an Allianz insurance package. ATM withdrawals do not require ATM fees for any currency. Again, the cashback is 0.1%.

CARD N26: WHAT IT IS AND HOW IT WORKS

Carta N26 is an online account characterized by extreme security and ease of use, managed by a German mobile bank founded in 2013.

The online bank is part of the German financial system and, despite not having physical locations, allows the withdrawal of money at the counter all over the world.

Precisely for this reason the N26 card is particularly appreciated by those who travel frequently.

Opening an account on N26 is very simple. First, you need to download the dedicated app, available on both Android or iOS operating system.
At this point, simply follow the instructions and in a few minutes the account is active.

The account has a German IBAN that starts with DE, and is free of charge except for those with an average annual deposit of over € 5,000; in that case, a fee of € 34.20 per year is applied. Deposits are guaranteed up to € 100,000.

N26 provides a MasterCard (debit card) without exchange fees. With an N26 account, you can make and receive transfers quickly and withdraw money from ATMs around the world.

The prepaid card N26 [LINK: https://carteprepagate.me/n26/] guarantees operations at zero costs, security and continuous accessibility to the account:
bank transfers and checks are made directly through the app, for fast and safe operations also on the move.

Also from the app, you can also set the payment and withdrawal limits, block or unblock the card and change the PIN.

The N26 account uses the Mastercard SecureCode to prevent fraud in online purchases.
Every operation, withdrawal, debit or payment made are reported by notification.

Again as regards security, in the event of loss, it is possible to block the N26 card quickly and easily with a click. With the same procedure it is possible to reorder it or open it.

The login to the account is also allowed by fingerprint or facial recognition.

CARD N26: TYPES

The accounts of bank N26 are two, personal and business.

The personal account has three different types of proposals:

– N26: free, it provides a MasterCard that can be used for unlimited payments and withdrawals from all ATMs in the world with a 1.7% commission, only on foreign currency. Payments are free in any currency.

– N26 You: it costs € 9.90 per month and allows free withdrawals in euros from all ATMs. It is the ideal card for frequent travelers: payments, as well as transfers and withdrawals in foreign currency are in fact free of charge via MasterCard. The account also offers an insurance package managed by Allianz, as well as numerous discounts and offers from exclusive associated partners.

– N26 Metal: it costs € 16.90 per month and provides the MasterCard Metal circuit card. Payments and wire transfers are free, also in foreign currency, and insurance is provided against theft of the phone, travel and maximum protection on purchases. N26 Metal also offers promotions and discounts on exclusive partner companies and dedicated customer support.

The N26 Business account is free and designed for the needs of companies. A cashback of 0.1% on all purchases made by card is recognized. Withdrawals with the Business Card are free and unlimited from all ATMs, except for withdrawals in foreign currency, where a 1.7% commission is applied.

Bussines packages are two:

– N26 Business: the MasterCard Business is granted, it is free, without any monthly fee and allows withdrawals in euros from ATMs. The cashback is 0.1%.

– N26 Business You: it costs 9.90 and supplies the MasterCard You and an Allianz insurance package. ATM withdrawals do not require ATM fees for any currency. Again the cashback is 0.1%.

 

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