What Is A Medical Reimbursement?You already know that when contracting private health insurance, you can contract different possibilities of policies, coverage and services. And among them is the modality of health insurance with reimbursement. But what is reimbursement insurance? .
we explain what reimbursement insurance consists of so that you can make the best choice with regard to contracting your private medical insurance, according to your needs and preferences.
What Is A Medical Reimbursement?
If you wonder what reimbursement insurance is, you should know that it is an insurance modality with which the insured has the option of requesting the services of a doctor who does not belong to his insurance company. And in case of doing so, you have to pay the cost of said consultation to this professional and, finally, the company reimburses you the percentage of the amount, according to the conditions of the reimbursement insurance that has been contracted and agreed with the insurance company.
What are the main advantages of reimbursement health insurance;What Is A Medical Reimbursement?
To know what reimbursement insurance is, you must know what are the main advantages that this modality provides. Specifically, the possibility of reimbursement will allow you to enjoy the following benefits:
Free choice of doctor
This type of health insurance offers you the opportunity to choose the doctor you want . What if I want to choose a doctor who does not belong to the company? This is not a problem either, because as we have just said, you have the option of choosing the professional you want, regardless of whether or not they belong to the insurance company .
Shorter waiting times
As we have just mentioned, the possibility of choosing from a greater range of professionals will allow you to reduce the waiting time , having this option you can avoid it and look for a professional who will attend you sooner.
Coverage outside your country
What if I have a medical emergency while abroad? If we go to another country to do tourism, for work or for any other reason, we are not exempt from any incident occurring, or any medical need arising. And given this possibility, this type of insurance is a good choice as you can choose any physician in the world for assistance, providing coverage anywhere in the world.
Ease of operation
This advantage is essential to know what reimbursement medical insurance is, since its main characteristic is the ease with which the cost assumed by the insured can be reimbursed for medical assistance. You only have to advance the payment of the service and then the company in question is responsible for returning the amount paid.
Of course, each insurance company sets different characteristics and conditions in relation to how, how much or when to do it . Therefore, it is essential to inform yourself very well before signing the contract.
However, our recommendation is that you have the possibility to choose between several modalities of this insurance, so that you can choose the one that best suits your needs and interests.
