If you are about to open a business or you are a professional, you will surely know that the 2016 Stability Law has introduced the obligation, for all merchants and professionals, to have a POS for accepting payments with electronic money. You would therefore like to equip yourself with a POS but you are “scared” of any bureaucratic delays and high costs to be faced to obtain a device of this type; moreover, not being particularly used to technological devices, you are afraid of not knowing how to make the best use of the POS and of finding yourself with problems in managing payments made by your customers.
Well, given the way things are, I’d say you should check out Axerve’s POS Easy . With more than 100,000 customers, over 250 payment methods and dedicated support, Axerve is the first payment hub in Italy and offers solutions capable of responding – and often anticipating – all the needs in the field of accepting payments on physical and digital. Its Easy POS solutions allow you to accept payments through all the most modern payment systems, such as contactless credit / debit and prepaid cards, digital wallets and smartphone payment systems, via a wireless Smart POS based on the Android operating system.
The Axerve Smart POS is supplied with a multi-operator data SIM (to have connection even outside your business without additional costs) and offers everything you need for simple payment management: touch-screen, camera, GPS and integrated printer for receipt printing. Payments are credited directly to a bank account (a card with an IBAN is also fine). In addition, Axerve provides a convenient online dashboard to manage all transactions performed with the POS and an assistance service that is always ready to respond to customer requests. It is possible to obtain the POS by purchasing it in a single solution and then paying a very small commission on transactions carried out with it or on loan for use, with a fixed monthly fee. In both cases, you can take advantage of the tax credit of 30%. Interesting, right? For all the details, read on.
Index
- POS Easy Axerve: offer and features
- How Axerve POS Easy works
- POS request
- Installation and payments
- Dashboard
- For more information
POS Easy Axerve: offer and features
Axerve offers various collection solutions for points of sale, including latest generation solutions that involve the use of a Smart POS with an Android operating system . The latter is an extremely comfortable and easy to use wireless device characterized by a modern and elegant design (measuring 17.6 x 7.8 x 5.7 cm for 458 grams of weight), but above all by many interesting features.
First of all, it offers Wi-Fi and 4G connectivity with the multi-operator data SIM included in the offer (which connects to the best network available to ensure maximum coverage both at your point of sale and on the move). It also has a touch-screen , camera , GPS and integrated printer for printing the receipt on thermal paper (in double copy, one for the merchant and one for the end customer).
It is suitable for the collection and management of the most innovative payment systems , including contactless cards belonging to the VISA, Mastercard and PagoBANCOMAT circuits (American Express cards can be accepted by contacting American Express directly, which will arrange for the agreement and activation) , the most used digital wallets in the world (eg Apple Pay , Google Pay and Samsung Pay ). This allows to provide a cutting-edge service to the customer and allows the latter to take advantage of many advantages, including joining initiatives such as the State Cashback ; all with the maximum security guaranteed by the PCI PTS 5.x certification available to the POS (more info here ).
The POS transaction can be credited to any Italian current account , by bank transfer within the working day following the collection. There is no need to open a dedicated current account. That’s right: the POS requires a connection to an IBAN in order to work, but it can also be connected to an existing account, including e-money ones (e.g. that of a card with IBAN) and not necessarily a bank account. “traditional”; the important thing is that it is a single-headed account. More info here
The Android POS can be requested by companies (SAS, SS, SNC, SRL, SPA or SAPA), freelancers , sole proprietors and owners of occasional activities such as non-professional Bed & Breakfasts or hobby activities (in this case also without VAT number ). As already mentioned in the opening bars of the guide, there are two purchase formulas available.
- Easy POS with commissions:no fixed costs. It provides only 1% commission on receipts plus the one-off purchase of the Android PAX A920 Smart POS for 240 euros + VAT. There is a stamp duty for the activation of the service of 16 euros. More info here .
- Easy POS with fee:provides for a monthly fee that includes the rental of the Android Smart POS, without permanence restrictions or costs in case of return / return. It costs € 17 + VAT per month for collections up to € 10,000 per year and € 22 + VAT per month for collections from € 10,000 to € 30,000 per year. In case of exceeding the 30,000 euros of collection per year, a commission of 1.5% is applied only on the excess amount. There is a stamp duty for the activation of the service of 16 euros. More info here
Both POS Easy with commissions and POS Easy with fee allow you to take advantage of the 30% tax credit that, starting from 1 July 2020, merchants can obtain on the commissions paid in relation to payments made by end consumers via credit cards / debit / prepaid or with other traceable electronic payment instruments (as required by art.22 of Decree Law 124/2019 ). To take advantage of the tax credit, the merchant must follow the instructions of his accountant, delivering the invoice for the monthly fee (which is sent monthly by Axerve and is always available on the myStore dashboard) and the summary of the operations.
It should be noted that in the case of POS Easy with commissions, the tax relief is applied precisely on the percentage commission applied on the transaction, today equal to 1% without VAT as a bank cost, but not on the purchase cost of the POS. In the case of the fee-based offer, it is applied to the fee, as the latter falls within the type of rate that the government provision defines as “package” (in fact, in addition to including the rental of the terminal it also includes a certain amount of deductible). The calculation does not include any commission of 1.5% + VAT foreseen in the event of exceeding the € 30,000 POS transaction in the year,More info here .
Both solutions also provide maintenance service with remote support, regulatory adjustments that can be managed with software updates and assistance on the SIM up to 36 months and for the Easy POS for a fee , dedicated assistance , with a team of expert technicians available free of charge from Monday. on Saturdays from 07:30 to 22:00 and on Sundays and holidays from 08:00 to 20:00.
How Axerve POS Easy works
At this point, I would say that we can move on to the practical side of the matter and take a closer look at how Axerve POS Easy works , then how to request, install and use the Android Smart POS.
POS request
It only takes a few simple clicks to request the Axerve Android Smart POS . The procedure globally takes no more than 20 minutes to complete and can be followed both from a computer – more convenient mode, especially for uploading documents – and from smartphones and tablets.
Remember, in any case, that to proceed with the request you need some documents : if you are a freelancer or have a sole proprietorship , you need the Chamber of Commerce certificate or certificate of registration in the register ; if you are a freelancer , you need the attribution of the VAT number or, in the case of an associated firm, the statute of the firm ; if you have a company (SAS, SS, SNC, SRL, SPA etc.) , you need the identity document of all the beneficial owners (i.e. all individuals who have direct or indirect possession or control of a percentage greater than 25% of the share capital or voting rights in the company)
To proceed, you must therefore choose whether to activate the Easy commissions offer or the Easy fee offer , by connecting to the respective page, and indicate if you are a freelance professional or individual company , Company (Sas, SS, Snc, Srl, Spa etc. ) or occasional Bed & Breakfast (Without VAT) . Once this is done, click on the Continue button .
Now you just have to fill in the form that is proposed to you with the information relating to your identity (name, surname and social security number), your contacts (email address and mobile number, which you will need to verify by entering the OTP code that you will receive via SMS ), your citizenship and tax references . The latter, of course, change depending on whether you are a freelancer / sole proprietorship (in this case the VAT number is requested ), the company (in this case the VAT number , the Company’s Tax Code , the Category and theType of company) or you have a Bed & Breakfast or other occasional business (in this case the VAT number is not required).
Finally, insert a coupon (if you have it), click on the Continue button ; enter your residence data in the new form that is proposed to you and press Continue again to access the prospectus relating to Legal Info : here you must enter the data on your business (e.g. profession, sector and economic activity) and you must tick the boxes relating to privacy , profiling, etc.
After this step too, you must enter the profession details and information relating to your economic profile through the fields that appear below (e.g. income bracket, political exposure, etc .; this is mandatory information for anti-money laundering regulations). Then click on the Continue button .
In the next module that appears, you must customize the POS offer by inserting the sign to be displayed on the receipt and other information about the point of sale ; then you must enter the information on the POS terminals to be installed , the credit bank details , the methods of sending periodic communication and the address for sending POS communications in paper format .
Scrolling down the page, you must check the boxes relating to the Axerve contract for the POS and attach the required documentation , using the box below. Then you just have to follow the rest of the instructions on the screen and complete the order. You will receive your POS directly at the specified address within approximately two weeks. More info here .
Installation and payments
The Smart POS provided by Axerve makes ease of use one of its main features. As already mentioned, the device is supplied ready for use. It is complete with a multi-operator SIM, able to connect to the best 4G / 3G network available and ensure maximum coverage both inside and outside your business at no additional cost; it also supports Wi-Fi networks and therefore can also be connected to the network of your own Fiber / ADSL connection. It has an integrated long-lasting battery (it can be recharged using the supplied cable, to be connected to the electrical socket) and includes a printer for printing the receipt on thermal paper (also supplied).
The initial configuration of the device, therefore, involves doing little or nothing. Once the SIM (under the battery compartment) and the card (in the special compartment at the top) are present, you can turn on the device and access the app with which to manage payments, logging in with your account data .
At the time of payment by the customer, just press the power button of the POS , type the amount of the transaction and press the OK button . The customer can then make the payment in contactless mode , by bringing his card or smartphone / smartwatch equipped with an NFC sensor to the POS or, more traditionally, he can insert the card into the device and enter the PIN using the virtual keypad on the screen. .
Dashboard
With the myStore online dashboard (accessible on this page ) you can always have under control the payments collected and the transactions made with the POS, manage and reverse payments, view and download invoices and integrate other Axerve products, such as Cashin and Pay by Link .
Cashin is an intelligent safe, dedicated to points of sale and retail chains, to digitize cash; once installed in the store it is possible to deposit banknotes which are credited directly to your account; Axerve takes care of the installation and individual collections ( more info here ). Pay by Link, on the other hand, is a solution that allows you to request payments by sending an e-mail to your customers and having them pay by credit card; ideal to combine with the POS if you are making home deliveries ( more info here ).
To request access codes to the myStore dashboard, simply connect to the dashboard and click on Activate your account . You will then have to fill in the form displayed on the screen with the required data (e.g. merchant code , VAT number and tax code of the legal representative ), tick the box relating to the acceptance of the contract and press the Continue button . Next, you will need to verify and confirm the email address , enter the activation key received by email and choose the PIN and password to use.
Once you have access to the myStore dashboard, you can use it to manage everything related to the activities related to your POS through an extremely intuitive interface.
For example, to check your receipts, just select your store (if you have more than one) from the left sidebar; then you have to go to the item Transactions and you will immediately have access to all the latest transactions made with the POS. You can also filter them by terminal, payment method and reference period (using the appropriate menus located at the top), view the details of each transaction (by selecting it) and download the report as an Excel file (by pressing the arrow icon located at the top of right).
The same goes for cash deposits in the Cashin , which you can access by going to the Deposits> Deposits section (always in the left sidebar). To create customized exports of POS transactions or Deposits you can instead select the Exports item from the side menu and then decide the criteria with which to carry out the export (eg for shops, terminals, payment method and more).
The download of Axerve invoices is also extremely simple , which can be accessed by selecting the items Documentation> Billing from the side menu of the dashboard. Invoices can be sorted by reference period and downloaded as a PDF file .
In short, it’s all very intuitive. For all the details on the myStore dashboard, however, you can consult the official Axerve website . It should be noted that in 2021 the new Axerve Dashboard will be introduced (currently in beta, only on request, for e-commerce customers) which will become the only platform to manage all payments, replacing the online and in-store ones. . To find out more, click here .
For more information
If you need more information on POS Easy Axerve , I invite you to consult the FAQ section of the official website , which contains the answers to all the most frequently asked questions regarding the activation and use of the device and all associated services. .
In addition, you may find it very useful to visit the Axerve YouTube channel , where videos are constantly published that illustrate the operation of the products and services offered by the company.
Finally, if you need to get in touch directly with Axerve, you can access the Contact section of the official website and choose whether to contact a consultant to obtain commercial information or access assistance for technical / practical issues related to the operation of Axerve products.
