The credit bureau is a private service whose objective is to manage, receive and order all financial reports; It has great benefit for people, where you can also make inquiries if you are in countries such as Argentina, Colombia or Chile. But, how to obtain the Credit Bureau by different means?
This service is free to consult ; If some companies, businesses or banks need to know your debts or background, through this system they can do it. But access to that information will not be handled by everyone, because it will only be available to the company or companies that are members of the credit bureau.
The Bureau and its benefits
With this system it will be easier for you when you want to apply for a loan ; because it is the credit bureau that will be responsible for providing all the information that a company requires to decide whether or not to grant said credit; since there it will be reflected if you are up to date with the payments of the credits, the punctuality in the payment of the previous credits, among other things.
To apply for a loan, a series of paperwork and procedures is required; But with this system, as you have noticed, everything will be easier and more comfortable for you. It should be noted that the Bureau is not empowered to grant the loan , it only provides all the information required by the applicant companies or companies.
The companies or companies will require information in order to grant a loan; For example, the time you used to pay your credits in full, the days, months, or years that you were late in payment, the procedure you carried out for those payments, how many credits you have obtained, etc. All this information is provided by the credit bureau to companies.
How can you consult and obtain the Credit Bureau?
There are many ways and means to consult or enter the Credit Bureau ; For example, you can request it through the online system , once you enter the system you must make the request for the personal special report, complete the data that is being requested and then the Bureau will respond to that request.
Another way is to request it by phone; But first, you must have the documents in hand, such as the valid credit card, if you have vehicle credits, mortgages or any other additional credit. These calls can be made if you are within the territory or outside the country of origin.
You can also go personally; since there are offices, which are designed to give you good service. They are duly identified and their location will be easier for you. It is important that you know that the opening hours are from Monday to Friday from 9 a.m. to 6 p.m. and on Saturday noon.
We also have email; to which you can send the request, but first you must download the form, then complete the data that appears there, send it to the email firstname.lastname@example.org and after this procedure you will get a response the following business days, which may be from 3 to 7, although normally it is usually five days.
It may be difficult for you to do it by the methods already indicated, but you can also use the Fax ; although it seems complicated and a bit dated. You can find this in some offices or establishments and you can do it from there. Whichever method you use, the first consultation will not generate any cost, but you must pay the shipping costs.
We hope that this information has been of great use to you, and that you can make your inquiry to the Credit Bureau by the method that suits you best. Please leave us your comment and you can also share it with your friends and family.