You have long been looking for a no-cost account that would allow you not only to pay for your online purchases but also to receive and send money to other people. Your searches ended when you were advised to try PayPal , one of the most used payment services on the web that allows you to do whatever you need to. Unfortunately, however, all your attempts to create your account did not give the desired result and, now, you no longer know where to turn your head to succeed in your intent.
That’s the way it is, am I right? Then let me tell you that you’ve come to the right place at the right time. With today’s guide, in fact, I will explain how to get PayPal by providing you with all the information you need to open a new account. In addition to the detailed procedure for creating a personal account to be used to buy or sell as a private individual, you will also find instructions for opening a Business account that allows you to make business expenses and receive payments.
If you agree and can’t wait to find out more, let’s not waste any more time chatting and get to the heart of this tutorial. Make yourself comfortable, take all the time you see fit and dedicate yourself to reading the next paragraphs. By carefully following the instructions I am about to give you and trying to put them into practice, I am sure that you will be able to open the PayPal account that best suits your needs and use it to receive and send payments. Enjoy the reading!
Index
- How to get PayPal online
- How to have a PayPal account
- How to have PayPal Business
- How to have PayPal as a minor
- How to have PayPal with Postepay
- How to have PayPal without a credit card
- How to have PayPal prepaid
- How to get a PayPal refund
How to get PayPal online
All you have to do to get PayPal is to connect to the official website of the service, start the registration procedure and choose the type of account that best suits your needs between personal and business accounts. Find everything explained in detail right below.
How to have a PayPal account
To have a PayPal account , connected to the main page of the service , click on the Register button, at the top right, make sure that the Personal account option is selected and press the Continue button .
On the new page that has opened, enter your country of origin followed by the mobile number in the appropriate field, click on the Next button and enter the code received via SMS in the field on the Confirm your phone screen , in order to verify the number indicated above. rather.
Once this is done, enter the required data in the Email address , Name and Surname fields and create a secure password that you will need to use to access your PayPal account, by entering it in the Create password and Confirm password fields .
Then click on the Next button , specify your date of birth and enter your residence data in the Address , Postcode , City and Province fields . Finally, put the check mark to accept the PayPal terms of use and the privacy policy, choose whether or not to receive offers and promotions from PayPal via email and press the Accept and create account button , to create your PayPal account personal.
At this point, you are ready to receive a PayPal payment and / or request money from friends and family. By doing so, you will be able to top up your account and have your PayPal balance to be used in turn to send money or buy with PayPal .
If, on the other hand, you do not have an available PayPal balance , you can access the Wallet section and link a payment card to your account . Once the account is created, you will be registered as an unverified user , which places some restrictions on your possibilities. First of all, being an unverified user means that you have not completed the identity verification procedures, which are useful for tax matters and where you need to provide some general information including a photo of your identity document.
If you decide not to verify your account (or at least until you do), you will be subject to annual transaction limits . Specifically, you can send a maximum of 1,500 euros / year, receive a maximum of 2,500 and withdraw no more than 1,000. Once the verification procedure is done, these blocks will be removed. More info here .
Finally, I would like to underline that it is also possible to create a new PayPal account from smartphones and tablets , using the service app for Android and iOS devices . The registration procedure is almost identical to what I just indicated to open a computer account, but let’s take a look at it anyway.
Once you have downloaded the app , open it, press the Register button then enter the phone number here too . You will be sent a code to enter in the appropriate spaces and, once this is done, enter the email address and password to be associated.
From here enter the additional data requested , press the Next button , then enter the residential address. When you are done, press the Accept button and create account to complete the operation. For more details, I leave you to my guide on how to open a PayPal account .
How to have PayPal Business
PayPal Business is the corporate version of PayPal and, unlike a personal account that allows you to buy or sell as a private individual, it can be used for business expenses and allows multi-user access for up to 20 users. In addition, it also allows you to make a PayPal card to make payments in physical stores and withdraw cash at an ATM.
To get PayPal Business , connected to the main page of the service , click on the Register button , put the check mark next to the Business Account option and click on the Continue button . In the new screen that appears, enter your email address in the appropriate field and click the Continue button again .
Now, create a secure password to associate with your account (it must be composed of at least 8 and maximum 20 characters, of which at least one upper and lower case letter and a number or symbol), put the check mark necessary to accept the terms of the service and click on the Continue button .
Finally, in the Provide details about your business screen , enter the required data in the Company contact , Company data , Work phone and Professional address sections and press the Accept and create account button to create your corporate PayPal account.
It will be useful to know that if you have a personal PayPal account, at any time you can turn it into a Business account from your account settings. To do this, log in to your personal account, press the gear wheel icon , at the top right, select the Switch to a Business account option , put the check mark next to the item Change the account category and click on the Continue button . Keep in mind that the operation is irreversible.
If you prefer to open a PayPal Business account from smartphones and tablets , start the PayPal Business app for Android and iPhone devices , select the Don’t have a PayPal account option? Register , select your country of residence (eg Italy ) and press the Next button located at the top right.
On the Open a Business Account screen , enter your email address in the appropriate field, tap the Continue button and follow the instructions I gave you previously to create a business account from your computer.
How to have PayPal as a minor
If you are wondering if it is possible to have PayPal as a minor , I am sorry to tell you that the answer is no.
In fact, as specified in the conditions of use of the service , to open an account in Italy it is necessary to be at least 18 years old and the full legal capacity to enter into a contract in order to open a PayPal account and use the related services.
How to have PayPal with Postepay
If you have a Postepay card and you want to associate it with your PayPal account, the procedure is no different from that which allows you to associate any other one. The first thing to do is to access your account then, from the Home, press on the item My wallet (or Wallet ).
Here you will find the box with the writing Connect a card (or the (+) button , if you work from mobile), on which to press to start the verification. Then enter the data you are asked for and, when you are done, press the Connect card button . For the operation to be successful, in addition to entering the right data, you will also need to make sure that you are the owner of Postepay . Otherwise, the operation will be rejected.
Once confirmed, you will be charged by PayPal (a small number) which serves as a “verification code”. Once received, press the Confirm card button and enter the exact amount that was charged to you. If you did everything right, the card will be associated in a few minutes. If you want to know more about how to associate Postepay with PayPal , I leave you to my dedicated article.
How to have PayPal without a credit card
If you don’t have a credit card, fear not. You can still have a fully functional PayPal account and without any limitations. What you need to do is add a bank account , which works much like the card, allowing you to do the same things.
To do this, from the Home of your account, click on My wallet (or Wallet ), then scroll down. At this point you will find everything associated with your account (which could very well be nothing) but, under the heading Bank accounts , you will find the option to add one (the (+) button from the app).
Click on the button to link a bank account , then enter the IBAN and press the Accept and connect button . You will be made one or two small withdrawals (a few cents), which will be used as verification. Once received, verify your account by entering these amounts and your account will be associated in minutes.
How to have PayPal prepaid
How do you say? Do you want to know how to have PayPal rechargeable ? In this case, you should know that this type of card is no longer available as of May 9, 2019 . If you purchased and activated one before this date, you will be able to continue using it until the expiry date indicated on the card, after which the card will be unusable.
Having said that, I would like to point out that, at least at the time of writing this guide, the only PayPal card available is the PayPal Business Debit Mastercard , a debit card from the Mastercard circuit that can only be requested by users who have a PayPal Business account .
So how to get a PayPal card ? It can be requested and activated free of charge from your account, does not involve management costs and does not charge fees on payments. It can be used for business expenses, both for online payments and in physical stores, and also allows you to withdraw in contacts (with a fee of 2 euros per single withdrawal) at any ATM. To find out more, I leave you to my guide on how to do PayPal .
How to get a PayPal refund
Did you buy a product but it arrived damaged, non-compliant or simply did not arrive? Know that PayPal is the perfect tool to protect you from scams , as it takes care of being a mediator between the parties and protecting the customer. But be careful, PayPal applies this protection to commercial transactions (on which it applies a commission), while if the send to a friend formula is used, there is no coverage. Furthermore, the refund can only be requested within 180 days of payment, no later than.
That said, if you want to claim compensation the simplest way is to go to the Home of your account, press the Activity / History item . Here you will find the money sent and received, with detailed explanations. To request a refund, click on the transaction in question and use the details on the page to contact the seller.
If he does not respond, you can open a dispute by clicking on the item Notify of a problem and choosing one of the problems and actionable solutions available. Among these, of course, there is also the refund and the seller will have to act within 20 days of the request.
If you do not respond by that date, the dispute will be dealt with directly by PayPal , which will require evidence proving the reason of either party to prove who is right. At the end of the verification, the platform will decide if you are entitled to a refund or if, instead, it is not the case. Any evidence of damage, shipping card, or any other relevant detail matters, so make sure you have the means to prove your reason . For more details, see the official page and my tutorial on how to cancel a payment on PayPal .
