How PagoLight works for E-Commerce.In physical stores, PagoLight works through a SmartPOS provided directly by Compass that allows you to pay quickly using few documents and without having to keep paperwork. But you know, now a lot of sales take place online and users are more and more inclined to make remote purchases, so here I am ready to explainhow online purchases work with PagoLight .
I already anticipate that implementing PagoLight in your e-commerce is very simple; in fact, a convenient plug-in is available that is compatible with the main market platforms ( Magento , WooCommerce , Salesforce ). Activation takes just a few steps and Compass will provide full assistance in the installation process. This will give your customers the opportunity to make online purchaseswith credit cards and international debit cards (no Pagobancomat) obtaining a deferral of spending over several months. Just choose PagoLight as the payment system, create an account by entering the data of your health card and a payment card (this is only necessary the first time) and, finally, select the combination of duration and amount of the deferral installments. The payment of the first installment will be made immediately while in the “physical solution with SmartPos” the payment of the first installment takes place at least 30 days, while the subsequent installments will expire monthly based on the preferences set during check-out. Convenient, isn’t it? So, if you want to know more, keep reading: find more details below.
Index
- How PagoLight works for e-commerce
- How to shop online with PagoLight
- How to request PagoLight for e-commerce
How PagoLight works for e-commerce;How PagoLight works for E-Commerce
PagoLight is a very effective resource for increasing the sales of your e-commerce (as well as those of your physical store), as with the “buy now, pay later” system , customers’ propensity to consume increases, both in terms of frequency purchase (greater loyalty) than average ticket. On the other hand, with the payment flexibility guaranteed by this system, customers will be able to purchase higher-end goods and services. This allows you to increase your income without necessarily having to practice discounts and promotions.
Pagolight for e-commerce is based on the same factoring agreement that I told you about in the tutorial dedicated to SmartPOS : Compass will buy the credit from you and manage the collection of the monthly fees from the customer. In other words, you will collect immediately without credit risk, the outcome of the request is immediate and the customer, in case of approval, will be able to purchase goods and services in a few clicks with deferred payment up to 12 months for amounts from 60 to 3,000 euros. .
PagoLight integrates as a plug-in into the e-commerce checkout page . This means that if you have an e-commerce based on one of the main market platforms ( Magento , WooCommerce , Salesforce ) you can implement it as a payment system in your store in just a few clicks. All you have to do is send your request (as you will find explained below), wait for the positive outcome of the practice and follow the instructions you will receive to install the plugin in your e-commerce.
Once this is done, your customers will be able to take advantage of PagoLight to purchase the goods and services they want but with the opportunity to defer payment with customizable installments: you will find explained in detail as in the next chapter of the tutorial.
How to shop online with PagoLight
Shopping online with PagoLight is very simple. Everything, in fact, takes place through a 100% digital process, based on electronic signature (via OTP code received from the customer via SMS) in which everything can be done in a few clicks with a smooth and gratifying customer experience.
During the first check-out phase, the customer just needs to have an international credit or debit card (no Pagobancomat) and a health card at hand . The income document is not required. Furthermore, the process becomes even faster from the second use , as you are no longer asked to enter your data or those of the payment card.
Going into more detail, the customer first chooses the products to buy on the online store, goes to the check-out phase and selects PagoLight as the payment method to use; after which the possibility is offered to choose the combination, among various solutions proposed on the screen, of the duration of the extension and the amount of the installments in which to divide the expense.
Having made this choice, the user must enter a valid mobile number , enter the verification code received via SMS, provide consent for privacy and, only the first time using PagoLight, will have to create an account .
The account creation procedure is very simple and involves entering your personal data in a specific form, then sending photos and health card data and adding a payment card .
Finally, the request for extension is signed with an electronic signature (via OTP code received via SMS) and, in case of approval, the contract is received by e-mail with a charge of the 1st installment , which, as mentioned, is collected immediately.
The final order confirmation screen also shows the payment dates and the amount of the subsequent installments.
For subsequent purchases with PagoLight online, as already pointed out above, you can directly access the extension request without having to re-enter your data or card details.
How to request PagoLight for e-commerce
How do you say? Has PagoLight convinced you and would you like to implement it in your e-commerce? To switch to PagoLight with your e-commerce and offer customers the opportunity to make purchases from 60 to 3,000 euros by deferring the payment in small monthly installments, connect to the “For those who sell” section of the PagoLight Compass website and click on the Go button to the form in order to fill in the appropriate form (in which to insert name, surname, address, Municipality, Province, ZIP code, company name, email address, telephone number, VAT number, reference sector and site of the activity) and send the your membership proposal. Alternatively, you can also contact the toll-free number 800.263.264 .
In the event of a positive outcome, the Compass competent office will contact you for the commercial negotiation with relative technical evaluation, IT integration, contract signature, e-commerce development and customization.
